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For health insurance policies incepted or renewed on or after 1 January 2025, insurance is provided by AXA Insurance dac trading as laya healthcare. For all other existing health insurance policies, insurance is provided by Elips Insurance Limited (Incorporated Liechtenstein) trading as laya healthcare. Laya Healthcare Limited, trading as laya healthcare and laya life, is regulated by the Central Bank of Ireland. Laya Healthcare Limited acts as an agent for healthcare products for Axa Insurance dac and Elips Insurance Limited, and is a private company limited by shares registered in Ireland, Company No 242048. The registered office address of Laya Healthcare Limited is Eastgate Road, Eastgate Business Park, Little Island, Co. Cork, T45 E181. Your Life Insurance is provided by IptiQ Life SA. Laya Healthcare Limited trading as laya life, is regulated by the Central Bank of Ireland. Travel insurance is provided by AIG Europe S.A.